Financial Wellness

The Consumer Financial Protection Bureau defines financial wellness as, “having financial security and financial freedom of choice, in the present and in the future.”

Financial wellness means that you: 1) have control over your day-to-day, month-to-month finances, 2) have the capacity to absorb a financial shock, 3) are on track to meet financial goals, and 4) have the financial freedom to make choices that allow you to enjoy life.

Financial wellness results in: confidence, contentment, a sense of security, control, and purpose, and even happiness. And, there are numerous ways to improve financial wellness.

Read More

Explore content

rethinking retirement

Rethink Retirement: 12 Facts and Fictions Worth Understanding for a Better Future

Here are 12 ways you might want to rethink retirement to be better prepared for what lies ahead.

November 3, 2022

13 Terribly Frightening Retirement Facts (And Why You May Not Actually Need to Barricade the Doors Against These Goblins )

if you’re near retirement age, then perhaps what scares you more than spiders and goblins is your financial future.

October 27, 2022

Podcast: Joe Kuhn on the Tools You Need to Decide If It Is Safe to Retire

Financial Independence influencer on YouTube. Steve and Joe discuss Joe’s journey to financial independence, his rise on YouTube, and the lessons he’s learned along the way.

October 27, 2022
threats to financial security

What Are the Real and Perceived Threats to Your Financial Security? What Can You Control?

There is a lot to worry about when it comes to your financial security. Focus on what you can control for greater peace of mind.

October 13, 2022
financial stress

Don’t Worry, Be Happy: 11 Ways to Reduce Financial Stress

Don’t worry, be happy… Here are 11 real steps you can take that will enable you to experience less financial stress.

October 6, 2022

Podcast: DiverseFI and Regret Minimization Insights from Hospice Doctor, Doc G

Learn what end of life can teach us about financial independence from a hospice doctor who has observed the regrets of his dying patients.

October 6, 2022

Worried About the Markets? Run Bear Market Scenarios with the Planner

Explore how to use the Planner to model bear market scenarios. See what might happen over the next year or two with your investments.

September 29, 2022
financial values

How and Why to Pass on Financial Values to Your Heirs

The best gift to leave heirs isn’t a lot of money. What’s really valuable is to pass along strong financial values and knowledge. Learn how.

September 21, 2022

Financial Therapy: What is It and Why You Might Benefit from It

The bond between your emotions and money is strong and you are better off if you understand the relationship. Financial therapy can help.

September 15, 2022

Net Worth Tracking: A Key Habit for a Wealthier and More Secure Future

Discover how to track net worth (current and future). This easy habit will help you be wealthier, more secure and less stressed.

September 8, 2022

6 Competing Retirement Investing Goals and How to Sort Them Out for Long-Term Wealth

Creating a retirement investment plan for after you retire is downright complicated. Explore 6 competing priorities and how to invest for long term wealth.

September 1, 2022

7 Ways to Tame Financial Stress for a Wealthier Future

Thinking about money can be stressful. Find out how to use stress to your advantage and achieve a more secure future!

September 1, 2022

Coping with Financial Crises: Wealth-Building Lessons from Recent History

Don’t repeat mistakes from history. The 5 most recent financial crises provide lessons on protecting and building wealth in troubled times.

August 25, 2022

10 Remarkable Retirement Investments: Go Beyond Stocks, Bonds and Other Financial Products

Monetary retirement investments are critical. Investing in your future health and happiness will pay the important dividends.

August 18, 2022

How to Plan for Inflation in Your Long Term Financial Projections

Here are 7 tips for planning for inflation, especially now with rates so high. Learn about long term average inflation and more.

August 4, 2022

Cross Class Friendships: Why Having Friends with Money is a Good Thing for Long Term Wealth and Security

New research on cross class friendships is another data point on why we are better off when we mix across wealth, health, and age.

August 4, 2022

10 Reasons Why Talking About Money Can Give You a Better Future

Talking about money with friends, family, and peers can improve your financial outcomes. You’ll make better decisions.

August 3, 2022

For Real Retirement Security, Make a Plan for Everything that Could Possibly Go Wrong

Want retirement security? You need a retirement plan that will protect you from anything and everything that could go wrong. Read more…

July 28, 2022

Podcast: The Financial Samurai – “Buy This, Not That: How To Spend Your Way To Wealth And Freedom”

Steve and the Financial Samurai discuss Sam’s new book, “Buy This, Not That, How to Spend Your Way to Wealth and Freedom”. Listen in for tips on how to tackle life’s dilemmas in a rational way and achieve financial freedom.p

July 28, 2022

The Psychology of Money: 9 Important Lessons for Financial Wellness in 2022

The psychology of money can be confounding. Get 9 essential tips for feeling good about your finances and increasing your chances of good outcomes.

July 21, 2022
how much is enough

How Much is Enough? How to Know if You Are Earning or Saving for Optimal Happiness

Everyone wants to know how much is enough. Here are 10 ways to find out how much savings or income is needed for happiness.

July 14, 2022
2026 Tax Brackets TCJA expiration

TCJA and 2026 Tax Brackets: Why Your Taxes Are Likely to Increase and What to Do About It

Due to the the TCJA expiration, your 2026 tax brackets and rates will rise. Find out why and how to prepare for the increase.

June 30, 2022
how to build wealth

28 Keys to Building Wealth (Even Building Wealth After 50)

Building wealth can happen even after age 50! Just follow a few of these 28 best practices and habits consistently. Read now!

June 23, 2022
interest rate hike

Winners and Losers with the Recent Interest Rate Hike

As with any economic shift, there are winners and losers. See who benefits and who will suffer more from the recent interest rate hike.

June 16, 2022

NewRetirement Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.