Financial Wellness

The Consumer Financial Protection Bureau defines financial wellness as, “having financial security and financial freedom of choice, in the present and in the future.”

Financial wellness means that you: 1) have control over your day-to-day, month-to-month finances, 2) have the capacity to absorb a financial shock, 3) are on track to meet financial goals, and 4) have the financial freedom to make choices that allow you to enjoy life.

Financial wellness results in: confidence, contentment, a sense of security, control, and purpose, and even happiness. And, there are numerous ways to improve financial wellness.

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10 Reasons Why Talking About Money Can Give You a Better Future

Talking about money with friends, family, and peers can improve your financial outcomes. You’ll make better decisions.

August 3, 2022

For Real Retirement Security, Make a Plan for Everything that Could Possibly Go Wrong

Want retirement security? You need a retirement plan that will protect you from anything and everything that could go wrong. Read more…

July 28, 2022

Podcast: The Financial Samurai – “Buy This, Not That: How To Spend Your Way To Wealth And Freedom”

Steve and the Financial Samurai discuss Sam’s new book, “Buy This, Not That, How to Spend Your Way to Wealth and Freedom”. Listen in for tips on how to tackle life’s dilemmas in a rational way and achieve financial freedom.p

July 28, 2022

The Psychology of Money: 9 Important Lessons for Financial Wellness in 2022

The psychology of money can be confounding. Get 9 essential tips for feeling good about your finances and increasing your chances of good outcomes.

July 21, 2022
how much is enough

How Much is Enough? How to Know if You Are Earning or Saving for Optimal Happiness

Everyone wants to know how much is enough. Here are 10 ways to find out how much savings or income is needed for happiness.

July 14, 2022
2026 Tax Brackets TCJA expiration

TCJA and 2026 Tax Brackets: Why Your Taxes Are Likely to Increase and What to Do About It

Due to the the TCJA expiration, your 2026 tax brackets and rates will rise. Find out why and how to prepare for the increase.

June 30, 2022
interest rate hike

Winners and Losers with the Recent Interest Rate Hike

As with any economic shift, there are winners and losers. See who benefits and who will suffer more from the recent interest rate hike.

June 16, 2022

Don’t Panic and 4 Other Quick Reminders for an Economic Downturn

Here are 5 quick and easy tips to consider as stocks slide, interest rates rise, and inflation persists.

June 16, 2022
housing market

Why the Housing Market is More Important than the Stock Market for Most People

People often worry about the wrong things. You might be watching the stock market, but other metrics are significantly more important to most.

June 2, 2022
financial prospects

78% of People Aren’t Ready for Retirement: The Good News? Everyone Can Improve Their Financial Prospects

Worried you aren’t ready for retirement? You aren’t alone and the fixes aren’t too painful. Improve your financial prospects.

May 26, 2022
stock market corrections and crashes

Stock Market Corrections, Crashes, and Bear Markets: What to Do When Your Investments Go Down?

Stock market corrections are a reality, but that doesn’t make them less painful. Here are 10 tips for weathering these storms.

May 19, 2022
financial planning myths

18 Big Financial Planning Misconceptions

There is a lot of confusion about financial planning. Here are 18 of the biggest misconceptions.

May 5, 2022
retirement numbers

16 Retirement Numbers You Need to Know for a Secure Future

How to make sense of retirement planning? Here is your guide to the 16 retirement numbers that are most important for a secure future.

April 20, 2022

How to Improve Your Financial Well-Being, Even in Times of Uncertainty

Uncertainty. Fear. Confusion. Your worries might seem unmanageable, but there’s a lot you can do to improve financial well being right now. Get started!

March 10, 2022

Can You Do Better than Average on this Quiz of Your Retirement Financial Literacy?

The average that people got right was a mere 30 percent. How will you score on this quiz of retirement financial literacy? Find out now!

February 2, 2022

Great Financial Advice in 8 Words or Less

Financial advice is often complicated. However, it can be simplified. Browse wisdom for saving, investing, spending and living.

February 2, 2022
financial stress

Don’t Worry, Be Happy: 11 Ways to Reduce Financial Stress

Don’t worry, be happy… Here are 11 real steps you can take that will enable you to experience less financial stress.

January 7, 2022
reduce 401k fees

401(k) Fees: Get to Know What You Pay and Reduce the Expense

Many of us are oblivious to the fees, but almost everyone with a 401(k) pays them. Get 7 ideas for reducing costs to greatly increase wealth.

September 23, 2021

The Balancing Act: Managing Competing Financial Goals in Midlife and Boosting Retirement Confidence

Kids, retirement, and aging parents – midlife brings a lot of competing priorities. Here are 8 things you can do to overcome feelings of financial stress.

August 26, 2021

Monte Carlo Simulations: A Sophisticated Way to Predict Your Chance of Financial Success

Hear Monte Carlo simulations and think gambling? Nope. Learn how this mathematical formula can be used to predict your financial future.

August 5, 2021

Financial Wisdom from Jack Brennan, Former CEO of Vanguard

Get great investing and planning tips directly from Jack Brennan, former CEO of Vanguard (the handpicked successor to Jack Bogle).

July 15, 2021
how to save more money

How to Save More Money: 23 Smart and Mostly Easy Ways to Boost Your Savings

Don’t think you could possibly save more money for retirement? These tips will help you shift your mindset for a secure and happy future. Read now!

May 27, 2021

Podcast: Jack Brennan — Insights from the Former CEO of Vanguard

Episode 58 of the NewRetirement podcast is an interview with Jack Brennan — the handpicked successor to Jack Bogle at the Vanguard Group

May 20, 2021

Shhhh: Hush the Noise for Better Financial Decision Making says Daniel Kahneman

Nobel Prize winner Daniel Kahneman’s new book “Noise” can help you make better financial decisions. Find out how.

May 20, 2021

NewRetirement Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.