Planning

The personal finance articles in this section cover taxes, retirement planning, the use of financial advisors, and estate planning.

Financial planning and personal finance are undertakings where you adopt habits today so that you are better off in the future. To effectively manage your money, you need to set goals and make the right financial decisions today with regards to your spending, income, and savings so that you are set up for whatever the future holds.

Maintaining a personal financial plan is meant to be a part of your life like eating well and getting exercise. However, managing money is not as well integrated into as many people’s routines as physical fitness – even though the research shows that people with written plans feel more confident and have less stress.

Plans enable you to make better decisions, develop better financial habits, and have improved financial outcomes.

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is college worth the cost

Economic Viewpoint: Is College Still Worth the Cost of Tuition?

Are college costs worth it? A degree promises higher earnings, but not always more lifetime wealth.

September 14, 2023
early retirement

How to Retire Early:
30 Tips, Strategies, Tricks & Strategies for an Early Retirement

Early retirement does not need to be a dream. Make it your reality with these tips, tricks and hacks. Learn more now.

September 14, 2023
financial motivations

How Your Financial Motivations Impact Your Financial Decision Making

Financial motivations drive your financial decisions. Be aware of them and you will make better choices.

September 7, 2023
creating a retirement plan

19 Powerful Insights Gained by Creating a Retirement Plan

What will can you learn by creating a retirement plan? Get inspired by 19 planning insights and discover your path to your secure future.

September 7, 2023
money personality type

What is Your Money Personality Type? Will It Impact Your Financial Security?

Your money personality type can impact your retirement security. Find out which type(s) you are and learn how to use it to your advantage!

September 6, 2023
financial wellness and chronic disease

What Do You Need to Do in Your 20s, 30s & 40s, and 50s & 60s to Protect Your Financial Well-Being from the Possibility of Chronic Disease

No matter your current health status, safeguarding your finances against chronic disease is a critical aspect of securing your future.

September 1, 2023
best investment

Financial Wisdom: What Is the Best Investment?

The best investment? It isn’t always a stock or financial instrument. Other life choices can improve both your monetary and overall well being.

August 31, 2023

Rebalancing Your Portfolio: Why, How and When

Rebalancing is a critical part of any investment strategy. Learn about setting asset allocation targets and the finer points of rebalancing.

August 31, 2023
questions about wealth

87 Thought Provoking Questions About Wealth: Understand Your Values and Attitudes About Money to Live Happier

Money is important. Take time to think about and answer questions about wealth. Explore your beliefs and attitudes. It can be transformative.

August 24, 2023
define wealth

Are You Wealthy? 19 Ways to Define Wealth

Are you wealthy? Are you defining wealth correctly? See how people think about wealth and compare your financial well being to others’.

August 23, 2023
retirement planning activities

Retirement Planning Activities: Are You Doing More or Less than the Average Person?

Some people do a lot more retirement planning than others. Have you done more or less than the average?

August 13, 2023
ai and financial planning

AI and Your Money: What Are the Issues with Using Artificial Intelligence to Make Financial Decisions?

Can AI be trusted with your money? Let’s explore the role artificial intelligence may play in helping you with financial planning.

August 10, 2023
retirement boredom

The Hard Parts of Retirement: Boredom and Other Problems

Even a financially secure retirement can come with problems. Explore retirement boredom and what else vexes people about post work freedom.

August 10, 2023
investment risk

A Big Risk for Retirement Investments? Avoiding Risk!

According to experts, one of the biggest risks in financial planning isn’t investing in a volatile portfolio, but rather avoiding risk altogether.

August 10, 2023
financial mindset

The Secret to Financial Discipline, Confidence, and Better Results? A Planning Mindset!

Too many people think that their financial destiny is set and can’t be changed. Find out how a planning mindset improves wealth and security.

August 1, 2023
make great financial decisions

Expert Smackdown: What’s the Best Source of Information to Help You Make Great Financial Decisions?

Should you go by gut? Listen to a guru? Use tools? Pay an advisor or coach? Explore what the experts say about who to listen to when making a financial decision.

July 27, 2023
retirement investing

6 Competing Retirement Investing Goals and How to Sort Them Out for Long-Term Wealth

Saving for retirement takes discipline. However, when you are still working, creating a retirement investment plan can be relatively straightforward. The goal is to simply grow the money. But, when you retire, your investment goals become multi-faceted, layered, and it can seem downright complicated. You still want your money to grow, but you have a whole…

July 27, 2023
when can i retire

When Can I Retire? 21 Questions to Help You Find the Right Time

There is no one right way to decide when can i retire. Use these questions to figure out when is right for you.

July 20, 2023
financial optimism

Are You Too Optimistic or Too Pessimistic with Your Financial Plans?

Glass half full or half empty when it comes to your financial outlook? There are benefits to both viewpoints, but usually optimism wins.

July 20, 2023

41 Retirement Party Ideas: Retirement is a Big Deal, Commemorate and Celebrate the Occasion!

Celebrate retirement with a retirement party. Ideas for who to invite, when and where to party, speech ideas, and other ideas & fun stuff.

July 20, 2023
retirement tips

98 Tips for a Healthy, Wealthy, and Happy Retirement!

Here are 98 retirement tips and tricks. Explore useful advice for a healthy, wealthy and happily ever after.

July 13, 2023
managing money for happiness

6 Tips for How to Manage Money for Happiness

Financial goals are usually numerical. Nothing wrong with that, but you probably also want to manage your money for happiness. Find out how.

July 6, 2023
compound interest

Compound Interest and Saving as Much as You Can as Early as You Can: Magical Secrets to Building Real Wealth

Building wealth can seem like it will take a miracle. Compound interest (especially if you start early) might just be the magic you seek.

July 5, 2023
good debt and bad debt

Good Debt and Bad Debt: A Quick Guide to Wise Use of Borrowing for Financial Success

Debt isn’t necessarily terrible. Good debt helps you get ahead. Bad debt puts you in a hole. Understand the differences for better financial outcomes.

July 4, 2023

NewRetirement Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.