Planning

The personal finance articles in this section cover taxes, retirement planning, the use of financial advisors, and estate planning.

Financial planning and personal finance are undertakings where you adopt habits today so that you are better off in the future. To effectively manage your money, you need to set goals and make the right financial decisions today with regards to your spending, income, and savings so that you are set up for whatever the future holds.

Maintaining a personal financial plan is meant to be a part of your life like eating well and getting exercise. However, managing money is not as well integrated into as many people’s routines as physical fitness – even though the research shows that people with written plans feel more confident and have less stress.

Plans enable you to make better decisions, develop better financial habits, and have improved financial outcomes.

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41 Retirement Party Ideas: Retirement is a Big Deal, Commemorate and Celebrate the Occasion!

Celebrate retirement with a retirement party. Ideas for who to invite, when and where to party, speech ideas, and other ideas & fun stuff.

July 20, 2023
retirement tips

98 Tips for a Healthy, Wealthy, and Happy Retirement!

Here are 98 retirement tips and tricks. Explore useful advice for a healthy, wealthy and happily ever after.

July 13, 2023
managing money for happiness

6 Tips for How to Manage Money for Happiness

Financial goals are usually numerical. Nothing wrong with that, but you probably also want to manage your money for happiness. Find out how.

July 6, 2023
compound interest

Compound Interest and Saving as Much as You Can as Early as You Can: Magical Secrets to Building Real Wealth

Building wealth can seem like it will take a miracle. Compound interest (especially if you start early) might just be the magic you seek.

July 5, 2023
good debt and bad debt

Good Debt and Bad Debt: A Quick Guide to Wise Use of Borrowing for Financial Success

Debt isn’t necessarily terrible. Good debt helps you get ahead. Bad debt puts you in a hole. Understand the differences for better financial outcomes.

July 4, 2023
future self

Make Friends with Your Future Self to Achieve the Life You Want

Making friends with your future self may seem odd. However, it is a really good way to get the life you want. Find out why and how to do it.

June 29, 2023
average rate of return

What is the Average Rate of Return? What to Use in Your Retirement Plan Projections?

Get details on historic returns and a framework for making your rate of return projections. Here is info you need for a more secure future.

June 15, 2023
what is a recession

What is a Recession? And, Will We Have One Soon?

What is a recession? Will we have one? What impact could it have on you? How long do they last? And, find out how how to prepare.

June 15, 2023
average retirement income

Average Retirement Income 2023: How Do You Compare?

Average retirement income 2023– find out how your income compares to averages and get tips for boosting your income. Read now!

June 14, 2023
retire early

How To Retire Early: 19 Tips from People Who Really Know!

How to retire early? Find out with real world advice from 3 retirement experts who took the leap in their 40s and 50s. You can do it!

June 8, 2023
divorce after 50

Divorce After 50: Don’t Let “Gray Divorce” Ruin Your Retirement

Here are 16 tips to help you stay financially stable following a divorce after 50. Get the information you need.

June 6, 2023
financial basics

Financial Basics: A Guide to the Habits and Strategies of Spending, Saving, and Investing for a Secure Future

Mastering the financial basics is doable by anyone at any age. Here is a simple guide. Steps to take at 20, 25, 45, or even 55 to get and stay on track to a secure future.

June 1, 2023
graduation speeches

Advice from 2023 Graduation Speeches that Can Apply to Your Financial Goals

Graduation speeches offer great advice for a good life. And, you know what? The guidance can also be relevant to your finances and retirement.

June 1, 2023
life transitions

Life Transitions: An Expert Guide to Thriving During And After Big Transitions (Like Graduation or Retirement)

Here are 8 key insights on life transitions. Use the tips to make retirement and other big changes in your life efficient and happy.

June 1, 2023
529 savings plan

Is a 529 Plan Right for You? Tax and Estate Benefits Are Amplified for Certain Income Brackets

A 529 plan can be a tax advantaged way to fund education. However, the real benefits of these accounts are greater for some.

June 1, 2023
buying a home

Why Buying a Home is a Smart Financial Decision if You Do it Responsibly

Buying a home could be among the smartest and most impactful things you do in life. Find out why and how to do it responsibly.

May 29, 2023
emergency savings

Emergency Savings Are the Foundation of Financial Wellness: Find Out How Much You Should Have

The first thing you need to do to gain financial control, is build emergency savings. Find out why and how much you need to have.

May 29, 2023
why you need to invest

Saving is Not Enough: Why You Need to Invest

If you want to get ahead, you need to invest. Explore 6 reasons why investing is a critical factor for achieving financial goals.

May 29, 2023
investing basics

Investing Basics: 14 Simple Strategies for Building Long-Term Wealth

Investing doesn’t need to be complicated. Here are 14 simple strategies to help you build long term wealth.

May 29, 2023
how much to save for retirement

How Much Should You Save for Retirement? 6 Ways to Get Your Answer

You know you need to save, but let’s figure out how much to save for retirement. Hare 6 easy ways to figure out the right number for you.

May 29, 2023
saving too much for retirement

Are You Saving Too Much for Retirement? (It’s More Common than You Might Think)

We hear a lot of horror stories these days about people saving too little, but the fact is that some people are actually saving too much for retirement. It is possible to have too much of a good thing…  It’s safe to say that my grandfather is one who saved too much because even though…

May 25, 2023
over saving

Over Saving for Retirement: Advice from Real People Who May Have Saved Too Much

Over saving is by design by some and a mistake for others. Get advice for what to do if you think you are over saving from people who know.

May 25, 2023
ways to retire

10 Ways to Retire Even If You Think You Haven’t Saved Enough

Think you haven’t saved enough? Think again. The impossible becomes possible with these 10 creative ways to retire securely no matter how much you have.

May 25, 2023
life expectancy drops

Life Expectancy Drops in United States, but Not for Everyone

Statistically, Americans aren’t living as long as before. But, where you live, your wealth, your habits, and more impact your own life expectancy.

May 25, 2023

NewRetirement Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.