• Steve 


    San Francisco, CA

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  • Given people's current longer life expectancies and the unknowns in the future - it's typically much less risky to delay retirement until at least your Social Security "full retirement age" since
    - you'll guarantee yourself a much higher lifetime annual income from Social Security
    - you'll have more time to invest and save
    - you'll need to rely on your savings for less time

    If you use our Calculator - it will run some scenarios for you for different retirement ages

  • Login to rate this answer:   Answered on 4/29/2015
**All above answers are provided as general information only. No warranty is made regarding the fitness or accuracy of the information provided in this answer. You should seek advice from a licensed CPA, attorney or CERTIFIED FINANCIAL PLANNER™ as to your unique financial situation.