• Question
  • apply b4 or after age 70 birthday?

    Asked by a 70 year old man from Saginaw, MI on 8/4/2019

    I am 69 3/4. Age 70 is 11/07/2019. Q - Apply now (August - October, 2019) or 11/08/2019? Or - does it matter?

  • Categories: When to Start?, Social Security


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  • If you are 62 or older, which you are, you may be eligible to receive benefits in the month you apply. Prior to turning 62, you can apply no more than 4 months in advance.

    Typically, it is a good idea to apply 1-2 months in advance so you have time to ensure everything was processed correctly.

  • Login to rate this answer:   Answered on 8/12/2019
**All above answers are provided as general information only. No warranty is made regarding the fitness or accuracy of the information provided in this answer. You should seek advice from a licensed CPA, attorney or CERTIFIED FINANCIAL PLANNER™ as to your unique financial situation.