Author: Kathleen Coxwell

transition to retirement

8 Esteemed Experts Offer Smart Strategies for the Transition to Retirement

The transition to retirement is exciting and scary.  Like all big events – graduations, relocations, marriage, childbirth, and more – life will never be the same again. To make your planning for this transformation easier, here is advice from retirement and personal finance experts. Go for Risk and Reward You have a lot of choices…

best retirement calculator

The Best Retirement Calculator Is Now More Powerful: Better Modeling of Retirement Savings

Considered one of the best retirement calculators, the NewRetirement planning system has been praised by magazines and investing groups. The tool just keeps getting better. Check out the new features designed to help you plan and have a more secure future. 1. Powerful Savings & Assets Modeling One of the enhancements that you have asked…

grateful retirement

Be Thankful As You Near Retirement — It Improves Health and Happiness

Whether you have saved enough money to feel secure about retirement or not… There is still plenty to be thankful for. Feel grateful. It gets easier as you age and it improves your health. In fact, as you get older, your ability to feel grateful also increases. Research indicates that as you get older, gratitude…

debt and inflation

Trick or Treat? The Frightening Truth About Debt, Inflation, and More

Some people are horrified by personal finance. It can be mystifying and intimidating. However, there are also many ways to profit from basic economic concepts. Halloween is both a horrifying holiday and a cute community event. Debt, inflation, high interest rates, and soaring stock prices are also both tricky and a treat, depending on circumstances.…

healthcare costs in retirement

How to Plan for Healthcare Costs in Retirement: How Much Do You Need in 2016?

Retirement planning is hard. You have to account for 20-30 years of expenses that are difficult to predict and make sure you have enough money to pay for them. How to plan for healthcare costs in retirement is particularly challenging. These costs continue to rise and it is difficult to know what kind of care…

baby boomers ready for adventure

Are You Prepared for the Challenges of Retirement? Baby Boomers in Trouble

For most people, retirement is now an awesome time of new adventures.  However, the financial challenges of retirement can feel overwhelming for many — especially middle-income baby boomers. Baby boomers may be ready for retirement adventure. But can we afford it? Baby Boomers are on the leading edge of the transition from institutional responsibility for…

jobs for seniors

Jobs for Seniors: Prospects Improve Greatly for Older Workers

A recent study reports that jobs for seniors are easier to find. The average retirement age is being pushed back each year and there is no longer a “typical” definition of what retirement is. A large number of older Americans don’t necessarily ever want to stop working completely, for reasons such as keeping themselves busy,…

retirement planning for women

5 Secrets of Retirement Planning for Women (Wives, Moms, Daughters)

Retirement planning for women — wives, daughters, mothersBoth women and men continue to save money for retirement in their 401(k)s at the same rate, but due to many factors, women — you, your wife, your daughter, your mother — are less financially prepared for retirement than men, according to recent research from Aon Hewitt. Of…

happy retirement

Rethinking Retirement: XX Facts and Fictions Related to Your Future

If you aren’t retired yet, you can’t possibly know what your future will really look and feel like. As with previous life transitions (getting married, having kids, switching jobs), there are more unknowns than knowns. Here are X retirement facts and fictions to help you be more prepared for what lies ahead. 1. Fact: An…

fixed income annuity

Fixed Income Annuity: Solve 3 Big Problems with 1 Investment

Fixed income annuities can have many key benefits for retirees.  Of all the challenges we face in preparing financially for retirement — creating a steady income stream, gaining tax leverage, and reducing risk of losing money — are at the top of the list.And, the promise of fixed income annuities – an investment tool that…

social security disability

Expert Interview Series: Sheri Abrams on Social Security Disability

An illness or injury can totally derail the best laid retirement plans, making it difficult or impossible to earn an income. In 2014, 2.5 million Americans applied for Social Security Disability. But only 810,973 were granted disability payments. What happened? What went wrong? Government agencies can be tricky to navigate at the best of times,…

Retirement planning

Retirement Experts: Lorena Brockman’s 6 Tips to Jump-Start Savings

Lorena Brockman is a blogger for JennsBlahBlahBlog.com and has notable know-how in blogging, finances, retirement, and has been deemed “Greatest Auntie Ever” by many. To learn more about Lorena, visit her company’s blog at JennsBlahBlahBlog.com. Planning for retirement isn’t something people in their 20s, or even their 30s, usually consider. Retirement can often creep up…