Kathleen Coxwell

As a founder of NewRetirement, Kathleen is passionate about delivering empowering tools and articles to people who are concerned about retirement. She works with teams of writers and designers to deliver easy to understand information that help you make the right decisions about your financial future.

Recent posts by Kathleen

retirement target date fund

Pros and Cons of a Retirement Target Date Fund: Can You Relax and Glide into Retirement?

A retirement target date fund is a kind of mutual fund that is professionally managed and strategically reallocated over time to achieve both growth and security for your assets. The key goal for a target date fund is that your money will be available for withdrawal on a certain future targeted retirement date and beyond. So,…

Can You Feel Confident About Retirement without Consulting a Financial Advisor?

Can you retire without consulting a financial advisor or some kind of retirement professional?  Of course.  You can do anything you want to do. Can you retire AND have a secure future without talking with a retirement professional?  The answer to this question might be a little more complicated. Bad News: The bad news is…

retirement events

6 Awful Retirement Events That Are Likely to Happen to You — and How to Prepare

There are a lot of things that can potentially go wrong in retirement.  Stocks could fall, inflation could skyrocket, high tides might flood your beach side retirement haven or maybe you tear your shoulder and can no longer golf or garden. None of these retirement events are out of the question, but they are not…

useful retirement plan

8 Tips for Building a Useful Retirement Plan — Not One With Just a High Thunk Value

Everyone knows that they need a retirement plan.  But that means different things to different people.  And, not every plan is a truly useful retirement plan. All too often a retirement plan is something that is prepared for you by a professional.  It is no doubt well thought out, but how exactly is it going…

retirement lessons

Powerful Retirement Lessons: Inspiring Quotes from 7 Famous Retirees

Looking for some inspiration for retirement? Check out these retirement lessons that can be gleaned from the quotes of a diverse group of famous older people. The following 7 successful individuals shared wisdom that can help you have a better retirement. They also demonstrated that age is just a number, some of them reaching their…

financial mistake

The 12 Big Financial Mistakes that Most People Make and 12 Easy Fixes for a Better Future!

All of us can do better when it comes to personal finance.  Here are some relatively easy fixes for 12 common financial mistakes that are probably hurting your lifestyle now and will have a negative impact well into your retirement.  Most of these problems are shared by at least 50% of all Americans. Big Financial…

retirement bucket strategy

Managing Your Retirement Investments: Is a Bucket Strategy Right for You?

Could a retirement bucket strategy make it easier to manage savings after you retire? If you think that managing retirement investments is difficult when you are working, we have some bad news: it gets much harder when you actually retire.  Once retired, your investments need to not only grow but also fund your lifestyle and…

average life expectancy

WHERE You Live May Suggest HOW LONG You Will Live in Retirement (Average Life Expectancy 20 Years Shorter in Some U.S. Counties)

Life expectancy has mostly been rising in the United States — overall. However, new research has found that in some counties life expectancy is falling — people are not living as long in certain areas.  In fact, in many counties, the average life expectancy is 20 years — TWENTY years — shorter than in other…

estate taxes

Changes Coming to Estate Taxes: But Where You Live is a Big Factor for How Much Your Heirs Will Pay

While on the campaign trail leading up to the 2016 Presidential Election, Donald Trump repeatedly promised to repeal federal estate taxes. Recent announcements from the White House indicate his intent to push these changes through. Currently, the federal estate tax applies only to estates valued at more than $5.49 million (twice that for married couples)….

retirement health care costs

12 Surprising Ways Save on Retirement Health Care Costs

Knowing you are eligible for Medicare at age 65 may give you some peace of mind about retirement health care costs, but you may be surprised to find out that you’ll still be paying a lot out of pocket. While Medicare premiums are fairly predictable, tests and procedures and that aren’t covered, unexpected health crises,…