Kathleen Coxwell

As a founder of NewRetirement, Kathleen is passionate about delivering empowering tools and articles to people who are concerned about retirement. She works with teams of writers and designers to deliver easy to understand information that help you make the right decisions about your financial future.

Recent posts by Kathleen

spend safely in retirement strategy

Want Reliable Retirement Income? Use the Spend Safely in Retirement Strategy

One of the biggest fears you probably have about retirement is will your money last as long as you do. It is likely that you are also asking: How much can I spend?  How much do I need? How much do I actually have? There are so many questions. Good news: the Stanford Center on…

million dollar retirement

3 Steps to a Million Dollar Retirement (Even if You Haven’t Saved Anything Quite Yet)

You have probably read somewhere that you need $1 million in savings to retire.  While that is not entirely true, we are here to tell you that it IS possible to have a million dollar retirement even if you haven’t started saving quite yet. According to a recent GOBankingRates survey, 29% of adults age 55…

retirement calculator with pension

Retirement Calculator with Pension Controls: Where to Find and What to Look For

While pensions are not nearly as common as they once were, they are a very important part of the retirement plans for many of society’s most valued workers: teachers, police officers, fire fighters and more!  However, it is surprisingly hard to find a reliable retirement calculator with pension controls. Whether you have a state retirement…

what is a health savings account

What is a Health Savings Account? And, Why It Can Be a Great Retirement Savings Option

A Health Savings Account or HSA is a medical savings account that is attached to a high deductible health insurance plan.  It can be a savvy way to save money by reducing your overall medical spending.  It can also have compelling retirement savings benefits. Money can be deferred into an HSA account on a pre-tax…

comprehensive retirement calculator

15 Scenarios to Try with a Comprehensive Retirement Calculator! Discover Real Ways Strengthen Your Finances

Did you know that a truly comprehensive retirement calculator can do A LOT more than answer the questions most of us know to ask: When you can retire? How much you need to retire? Are you likely to run out of money? There is so much more to retirement planning than just having enough savings….

getting old

Getting Old: Ideas for Delaying the Onset, Reasons to Look Forward to It and Ways to Prepare

Getting old.  Getting really old.  It’s not all fun and games.  However,  it is not nearly as dismal as you might think — assuming you follow a few guidelines.  Furthermore, it can actually be enormously beneficial for you to think about growing old. Contemplating your future as an old person can: Help you create a…

retirement security

Want Retirement Security? Make a Plan for Everything that Could Possibly Go Wrong

If you want real retirement security, it may not be quite adequate to simply have enough money saved and have documented a detailed retirement plan. Even if you have created guaranteed retirement income, maximized your social security, have terrific supplemental medicare insurance and know exactly what you want to do in your golden years, unfortunately,…

help for seniors with low income

Help for Seniors with Low Income: Government Benefits and More!

A recent study by the Commonwealth Fund found that seniors apply for low income benefits at significantly lower rates than other demographics – even though there are greater out of pocket health care expenses and usually fewer alternatives like additional work to fund these needs. Need a helping hand? Find help for seniors with low income While…

What is an Exchange Traded Fund?

What is an Exchange Traded Fund? (Psst… It’s a Pretty Simple Way to Invest for Retirement)

If you do not entirely know what is an Exchange Traded Fund (ETF)… it may be well worth your while to find out. ETFs have become very popular investment vehicles and they can be a good place for retirement savings. In a nutshell, ETFs can be a low cost way to insure adequate diversification for…

family and retirement

Family and Retirement: 5 Reasons Why Your Loved Ones Might Be a Major Risk to Your Retirement Security

Saving for retirement can be an incredibly difficult task, especially when your path is filled with hurdles such as job loss, rising inflation and debt. One obstacle you may not think about is your own family. Juggling family commitments makes it hard for many adults to save for their own financial future and forces many…