Retirement Planning

The following on why it is important to be comfortable with the unknown comes to us from Mr. Henry K. “Bud” Hebeler. Get more from Bud at Analyze Now. In a presidential press conference, Anthony Scaramucci, President Trump’s short-lived Communications Director, refused to answer some questions on the basis that the questions were hypothetical. He…

So, what are the best retirement plans? Well… there is no wrong way to spend retirement. Without the grind of a job, you typically have the freedom to allocate your time however you wish. However, these 25 ideas and lifestyles just might rise above the rest as the best ways to spend your retirement. The…

Robyn Bri is 18 years old and just graduated from high school in Marin, CA.  In some ways, she is an average high achieving kid.  In another way, she is very remarkable. Although retirement is a long ways off for Bri, she has already saved over $85,000 by working part time jobs and investing. Yes,…

The Big Picture Retirement Show is a podcast about retirement and estate planning by Devin Carroll and John K. Ross. Devin has been helping people with money related stuff for a while.  In addition to his ownership role at Carroll Investment Management, he’s also the Chief Compliance Officer and half owner of Cogent Advisory Group, an…

A massive retirement shortfall is developing — and it is a much bigger problem than your own possible lack of sufficient retirement assets. If you are lucky, your retirement savings can be measured with 6 zeros — meaning you a millionaire and probably well prepared for retirement.  However, most of us measure our retirement savings…

You get the best retirement advice from retirees who really know something! Retirement advice and how it is implemented can have a profound impact on your retirement lifestyle and the estate you might leave behind.  Here Henry K. “Bud” Hebeler outlines concepts that helped him not only achieve a secure retirement but also be better…

The following on 2017 economic outlook comes to us from Mr. Henry K. “Bud” Hebeler.  Bud has been working with retirees for many years, developed special material for their use, and given numerous seminars on retirement. His current focus is dissemination of sound financial planning information that applies to a wide range of personal investment,…

“All politics is personal,” so the saying goes.  And, this year that phrase is especially true for people nearing retirement. There are a lot of hot button topics on the table that have the potential to impact your retirement well being — no matter where you stand on the political spectrum. Here we discuss 7…

You might think that the most important retirement planning question is: How much do you need to retire.  While knowing the answer to this question IS critical, there is something else you need to figure out first. You need to know: What do I want to do in retirement? Here are 9 tips for figuring…

We have a lot of choices to make as we approach, enter and live in retirement.  Making the right retirement decisions will impact our emotional and financial health.The major financial levers you have for retirement security include: how long you work, when you start Social Security, your health and healthcare spending, housing and mortgages, and…

The transition to retirement is exciting and scary.  Like all big events – graduations, relocations, marriage, childbirth, and more – life will never be the same again. To make your planning for this transformation easier, here is advice from retirement and personal finance experts. Go for Risk and Reward You have a lot of choices…

Where will your retirement income 2017 come from? The Big Takeaways… Research suggests that many retirees are living on remarkably little, though there are some proven strategies for boosting income in retirement. For households aged 65-74, median income was $47,432 while average income was $68,905. You can quickly see how your income stacks against others…

Interest rates impact our lives in a wide variety of ways – especially financial. Why Will Interest Rates Rise? Since 2008, interest rates have been at historic lows, below 1 percent. Traditionally, rates have been much much higher – ranging from 16.39 percent in 1981 to a low of 3.02 percent in 1993. The low…

Feeling frazzled by holiday fanfare?  Do you also have nagging worries about your retirement plans? One of the best ways to control stress of any kind is to make a list and check it twice.  And we have done that for you. Here is a handy end of year retirement checklist — 9 things you…

Considered one of the best retirement calculators, the NewRetirement planning system has been praised by magazines and investing groups. The tool just keeps getting better. Check out the new features designed to help you plan and have a more secure future. 1. Powerful Savings & Assets Modeling One of the enhancements that you have asked…

This has been quite an election. Zigs and zags and surprises. It is too soon to be certain of anything, but if you are retired or near retirement, here are a few things to watch based on the Trump’s plan for his first 100 days in office. Your Retirement Savings The U.S. stock markets were…

The NewRetirement retirement calculator — named a best retirement calculator by the American Association of Individual Investors (AAII) — is a detailed and easy to use retirement planning system. NewRetirement’s retirement calculator is now better than ever… We are very proud of this tool. Forbes magazine called it a “new approach to retirement planning” and…

For most people, retirement is now an awesome time of new adventures.  However, the financial challenges of retirement can feel overwhelming for many — especially middle-income baby boomers. Baby boomers may be ready for retirement adventure. But can we afford it? Baby Boomers are on the leading edge of the transition from institutional responsibility for…

Americans are living longer than ever. That’s mostly great news for older adults.  You now have more opportunities to enjoy family and enrich your community. However, we are all concerned about outliving our money.  Having retirement income streams to meet expenses for as long as you live is a significant concern. Retirement income streams: Not…

Okay, there really is no such thing as a stupid question.  In fact asking questions — even “dumb” retirement questions — is a great way to learn about how to do a better job preparing for your future.  And, it turns out we need to learn a lot. So, in the spirit of doing a…

An interview with NewRetirement’s founder, Stephen Chen, was featured on Forbes this week.  The magazine hailed NewRetirement as “A New approach to Retirement Planning.” The article highlighted how we got started and what makes our approach to retirement planning different from anyone else’s. Stephen Chen with family Tell me about your background and why you…

A successful retirement is possible for almost everyone.  However, according to the latest COUNTRY Financial Security Index, 81% of Americans are worried that they will not have a successful retirement. For most people, a successful retirement is one where: You don’t run out of money You can afford an acceptable lifestyle You can pay for…

If you aren’t retired yet, you can’t possibly know what your future will really look and feel like. As with previous life transitions (getting married, having kids, switching jobs), there are more unknowns than knowns. Here are X retirement facts and fictions to help you be more prepared for what lies ahead. 1. Fact: An…

If you are retired or almost retired and are feeling good about your retirement, you are not alone. American retirees are feeling positive about their finances post-recession, but many are still not nearly as prepared as they should be, according to a recent survey from Transamerica Center for Retirement Studies. “Many American retirees are still…