Retirement Planning News, Information and Guidance

7 Creative Ways to Retire: Even Without Adequate Savings

If you think you haven’t saved enough for a truly secure retirement, think again.  The impossible could become possible with these 7 creative ways to retire. 1. Take a Mini Retirement or Gap Year If you are emotionally or psychologically ready for retirement, but your finances are not quite there, you might consider exploring taking…

best places to be retired

Where Are the Best Places to Be Retired? (The U.S. Currently Ranks 17th Worldwide)

So where are the best places to be retired? According to a new study, 2017 Global Retirement Index Report from Natixis Global Asset Management, the top 10 overall countries that rank highest overall are: Norway, Switzerland, Iceland, Sweden, New Zealand, Australia, Germany, Denmark, Netherlands and Luxembourg. The United States fell 3 places this year and…

don't worry be happy in retirement

Don’t Worry Be Happy (and Retired)!
The Top 5 Retirement Worries and How to Alleviate these Stresses

At the risk of getting this song stuck in your head, do you remember “Don’t Worry Be Happy” by Bobby McFerrin?  Hum along while you review this list of people’s biggest retirement worries and the ideas for how to reduce these stresses. The list of concerns comes from BlackRock’s Global Investor Pulse survey. Here’s a…

life insurance for retirement

7 Instances When You Will Want Life Insurance for Retirement

A frequent question among those nearing and in retirement is: Do I need life insurance for retirement? The answer, like most financial planning related questions, is that it depends.  When you are working, the purpose of life insurance is to replace your income or pay off large debts in order to help provide for your…

retirement events

6 Awful Retirement Events That Are Likely to Happen to You — and How to Prepare

There are a lot of things that can potentially go wrong in retirement.  Stocks could fall, inflation could skyrocket, high tides might flood your beach side retirement haven or maybe you tear your shoulder and can no longer golf or garden. None of these retirement events are out of the question, but they are not…

Robyn Bri

Meet the 18 Year Old Who Has More Retirement Savings than the Average 50 Year Old

Robyn Bri is 18 years old and just graduated from high school in Marin, CA.  In some ways, she is an average high achieving kid.  In another way, she is very remarkable. Although retirement is a long ways off for Bri, she has already saved over $85,000 by working part time jobs and investing. Yes,…

Podcast: Big Picture Retirement Interviews Stephen Chen, Founder of NewRetirement

The Big Picture Retirement Show is a podcast about retirement and estate planning by Devin Carroll and John K. Ross. Devin has been helping people with money related stuff for a while.  In addition to his ownership role at Carroll Investment Management, he’s also the Chief Compliance Officer and half owner of Cogent Advisory Group, an…

useful retirement plan

8 Tips for Building a Useful Retirement Plan — Not One With Just a High Thunk Value

Everyone knows that they need a retirement plan.  But that means different things to different people.  And, not every plan is a truly useful retirement plan. All too often a retirement plan is something that is prepared for you by a professional.  It is no doubt well thought out, but how exactly is it going…

retirement shortfall

How Much of the Global $400 TRILLION Retirement Shortfall Belongs to You?

A massive retirement shortfall is developing — and it is a much bigger problem than your own possible lack of sufficient retirement assets. If you are lucky, your retirement savings can be measured with 6 zeros — meaning you a millionaire and probably well prepared for retirement.  However, most of us measure our retirement savings…

retirement advice

Retirement Advice: 8 Tips from an 80 Year Old Who Has More Savings Now than When He First Retired

Retirement advice and how it is implemented can have a profound impact on your retirement lifestyle and the estate you might leave behind.  Here Henry K. “Bud” Hebeler outlines concepts that helped him not only achieve a secure retirement but also be better off now than when he first retired. Get more from Bud at…