Retirement Planning News, Information and Guidance

transition to retirement

8 Experts Offer Smart Strategies for the Transition to Retirement

The transition to retirement is exciting and scary.  Like all big events — graduations, relocations, marriage, childbirth and more — life will never be the same again. To make your planning for this transformation easier, here is advice from retirement and personal finance experts. Go for Risk and Reward You have a lot of choices…

average retirement income 2017

Average Retirement Income 2017: How Do You Compare?

No matter what the average retirement income 2017 data shows, one thing is for sure: many retirees today are living on remarkably little and many are sacrificing essentials to make ends meet. Where will your retirement income 2017 come from? There is some good news though.  According to Fidelity’s most recent retirement readiness survey, “people…

rising interest rates

How to Prepare Your Retirement Plans for Rising Interest Rates in 2017

Most experts agree that we will see rising interest rates in 2017.  Interest rates impact our lives in a wide variety of ways — especially financial. Why Will Interest Rates Rise? Since 2008, interest rates have been at historic lows, below 1 percent. Traditionally, rates have been much much higher — ranging from 16.39 percent…

Retirement check in

The Importance of a Quarterly Retirement Check In

Figuring out what you are going to do in retirement and how you are going to pay for it is not something you do once and just “forget about it.”  You should plan for a quarterly retirement check in. Retirement planning is kind of like owning a house — you put in an upfront investment,…

better retirement

What You Can Learn from Millennials for a Better Retirement

According to the Pew Research Center and the U.S. Census Bureau, Millennials have surpassed Baby Boomers as the largest living generation. There may be a lot of them, but what can this hip, dreaming and some say lazy generation tell us about having a better retirement?  It turns out that some of their ideas will…

Retirement Checklist

Your End of Year Retirement Checklist

Feeling frazzled by holiday fanfare?  Do you also have nagging worries about your retirement plans? One of the best ways to control stress of any kind is to make a list and check it twice.  And we have done that for you. Here is a handy end of year retirement checklist — 9 things you…

Happy Retirement

The Best Retirement Plans: 41 Tips for a Healthy, Wealthy and Happy Retirement

Think retirement is about sitting with your feet up and watching the rest of the world whiz by? Possibly, but many people think retirement and plan for embarking on one of life’s greatest adventures. This is the time to do what you want with the experience-laden good sense to appreciate it. Having the best retirement…

retirement crisis

Rethinking the Idea of Retirement Crisis: Keep Calm and Retire On

The retirement crisis is real. Most of us have not saved enough. Fifty percent of baby boomers have less than $100,000 saved for retirement Experts say that the average couple in retirement needs at least $260,000 to cover health care costs alone. The government’s retirement programs are in peril. We have worked hard and we…

best retirement calculator

The Best Retirement Calculator Is Now More Powerful: Better Modeling of Retirement Savings

Considered one of the best retirement calculators, the NewRetirement planning system has been praised by magazines and investing groups. The tool just keeps getting better. Check out the new features designed to help you plan and have a more secure future. 1. Powerful Savings & Assets Modeling One of the enhancements that you have asked…

Money Talks

Money Talks, But Do You Speak the Language?

Have you ever traveled to a place where they speak English, but the people have a heavy accent and a different dialect? You have a vague and slowly formed idea of what they are saying, but it can make you feel confused. Or, do you remember what it felt like the first time you tried…