Retirement Archives | Page 2 of 6

June 27, 2020byKathleen Coxwell

When planning for retirement, it’s important to save enough money to cover the essentials. While a financial planner may discuss earmarking funds to pay for daily living expenses, housing, and healthcare-related costs, one of the biggest expenses in retirement is something that many advisers may overlook. What Are the 3 Biggest Expenses in Retirement? According…

June 27, 2020byKathleen Coxwell

While investing a big portion of your retirement savings in the stock market can be a risky decision, putting some of that money into an annuity can help ensure you have a steady flow of income for life. There are downsides, but they can be a powerful tool for financial security in retirement – especially…

July 25, 2019byKathleen Coxwell

Your retirement budget determines how much you will really need to have saved for a secure retirement. It is very important to get this right. While accurately estimating your expenses for the rest of your life is a daunting prospect, the right tools and advice can make it easy. Your retirement budget will evolve… Detailed…

June 1, 2019byKathleen Coxwell

Retirement reinvention!?! Maybe you want nothing to change once you retire, or maybe you’re anxious for that next new phase and what it could bring. Retirement isn’t one idea, and it’s definitely not static. It’s just the next stage. And with Americans living much longer than ever before, it can last more than 20 years.…

dave ramsey how much do you need to retire

May 1, 2019byKathleen Coxwell

Ask Dave Ramsey how much money do you need to retire comfortably, and you’ll probably get the same answer he has given many times before: It depends. That might not seem helpful at all, but of course there’s more to it. Keep reading to find out how to get a more specific and personalized answer.…

March 20, 2019byKathleen Coxwell

If you’re one of the thousands of Americans approaching retirement, one of your top concerns is probably when to retire. But an accompanying question is where to retire. Realtor.com crunched the numbers and identified the fastest growing retirement destinations. The fastest growing retirement destinations might not be the best place to retire or the best…

January 15, 2019byKathleen Coxwell

It seems that we are “feeling groovy” these days about our retirement prospects. Groovier and groovier over the past few years in fact. The Employee Benefit Research Institute’s (EBRI) retirement confidence survey reports that the percentage of workers who feel very or somewhat confident about having enough money to live comfortably in retirement has been…

September 20, 2018byKathleen Coxwell

Job satisfaction in the United States has been falling since the late 1980s. Across all economic and age levels, around 50 percent of all American workers are unhappy at work according to the Conference Board who has been doing job satisfaction surveys for almost 20 years. Is retirement the answer? Are you retiring to run…

February 1, 2017byKathleen Coxwell

Nine in 10 older Americans want to remain in their own homes as they get older. But most people aren’t planning ahead when it comes to making sure their houses are equipped to provide their desired lifestyle in retirement, research shows.In fact, while 96% of Americans age 50 to 80 say it’s important to be…

September 1, 2016byKathleen Coxwell

Retirement planning is hard. You have to account for 20-30 years of expenses that are difficult to predict and make sure you have enough money to pay for them. How to plan for healthcare costs in retirement is particularly challenging. These costs continue to rise and it is difficult to know what kind of care…

May 24, 2016byKathleen Coxwell

Fixed income annuities can have many key benefits for retirees. Of all the challenges we face in preparing financially for retirement — creating a steady income stream, gaining tax leverage, and reducing risk of losing money — are at the top of the list.And, the promise of fixed income annuities – an investment tool that…

April 27, 2016byKathleen Coxwell

In the years leading up to retirement, people often ask themselves, “When should I retire?” As retirement becomes a closer reality, the question turns to “Where should I retire?” And then, as financial anxiety sets in you might ask, “Where are the cheapest places to retire?” There are many different affordable retirement destinations.There are numerous…

April 27, 2016byKathleen Coxwell

How much do you need to retire? Have you made a guess? Are you estimating that you’ll need more than you have? Maybe you have kind of thought it through and come up with a number in your head? Or perhaps you are just hoping that whatever it is you have will be enough? But…

December 30, 2015byKathleen Coxwell

If you’re approaching retirement, or have already stopped working full time, you might be eyeing your savings and your investment portfolio wondering: will it last? For at least these three reasons, you should look into reverse mortgages. For some Americans, the answer is “yes.” For many, it’s “no.” And for a good portion, it’s “maybe.”…

December 21, 2015byKathleen Coxwell

In the past, reverse mortgages were often considered loans of last resort, only to be used after a homeowner has exhausted all other financial assets. Today, a national discussion has sprung up discussing how reverse mortgages can be effective when used as part of a coordinated retirement planning strategy. Why now? These loans underwent several…

December 16, 2015byKathleen Coxwell

The holidays are right around the corner, and while that involves the excitement and cheer of family get-togethers and festive parties galore, for many it also means the financial stress of buying presents for their children. Often, parents spend more than they intend to on their kids during the holiday season. Some people resort to…

You’ve spent years caring for your home. Why not let it return the favor?

December 4, 2015byKathleen Coxwell

If you’re like most Americans approaching retirement, you’ve worked for decades with your end goal in mind. Most likely, you’ve carefully set aside savings for the future (or at least you’ve tried to), whether you have invested it conservatively or more liberally. But with costs of health care rising and the average lifespan increasing with…

December 1, 2015byKathleen Coxwell

The idea of falling in your home and being unable to call for help is a nerve-wracking prospect. Every year, over 250,000 people over the age of 65 are hospitalized for hip fractures, with 95% of those being caused by falling. From weakened bones to dizziness caused by medication, there are countless reasons a retiree…

December 1, 2015byKathleen Coxwell

Self employment offers surprises everyday. New challenges and often a different income every month. As anyone who is self employed with an irregular income knows, retirement financial planning isn’t something that comes easy when you’re just not sure from one month to the next. Today might be a boon, and tomorrow might be a bust.…

November 2, 2015byKathleen Coxwell

Do you want to eliminate debt and save for retirement? It’s not impossible. In today’s world, it can be easy to feel rushed, overwhelmed, and spread thin. But don’t let that stop you from meeting your goals. If you want to be debt free, it will require some discipline and sacrifice; but eventually, it will…

October 28, 2015byKathleen Coxwell

The retirement calculator is an excellent retirement planning tool because it makes it easier for people to get a more accurate picture of what their financial needs will be in retirement. But this free tool can only help you plan for retirement if you actually incorporate what you learn into your own retirement planning. Below,…

October 28, 2015byKathleen Coxwell

Stephan Baldwin is the Director of Business Development for Assisted Living Center, an online resource for aging care communities. You’ve worked…you’ve saved…and now it’s time to enjoy your retirement years. You may think you have enough in your accounts to get through the next 25, 35 or even 45 years (and that may be the…

October 26, 2015byKathleen Coxwell

Retirement life isn’t what it looks like from the outside, not even if you’ve planned it down to the nth detail. Because of that, more than one pre-retiree has lost a little sleep worrying about what’s to come, and whether they’re ready for it. You can’t really know, but you can get a good idea…

October 23, 2015byKathleen Coxwell

Do you know where you want to spend your retirement? While some people want to stay in the area that they already know, others decide to pack up and move to a warmer, more exciting location or relocate to be closer to family. When it comes down to it, it is vital to find a…

Tag: Retirement

The Biggest Expenses in Retirement

The Best Annuities: What to Look For and Why to Buy Them

How to Create a Reliable Retirement Budget: Plan for Evolving Spending

Retirement Reinvention: Hold Steady or Become a New You?

Dave Ramsey: How Much Do You Need to Retire Comfortably

Three Ways to Afford the Fastest Growing Retirement Destinations

Feelin’ Groovy? Slow Down. Don’t Move Too Fast Preparing for Retirement

Are You Unhappy at Work? Is Retirement the Right Answer?

7 Tips to Help People Who Are Retired Stay in Their Homes Longer

How to Plan for Healthcare Costs in Retirement: How Much Do You Need in 2016?

Fixed Income Annuity: Solve 3 Big Problems with 1 Investment

The Cheapest Places to Retire

How Much Do You Need to Retire? Don’t Guess! Find Out!

The Top 3 Reasons To Get a Reverse Mortgage

How to Most Effectively Use Reverse Mortgages in Retirement Planning

Christmas or Retirement? Put Your Holiday Spending in Perspective

You Have Cared for Your Home, Now Let it Care for You

Expert Interview: The Importance of Medical Alert Systems for Retirees

Retirement Calculator Advice for Self Employed with Irregular Income

Expert Interview Series: Steph Halligan About Eliminating Debt While Saving For (or in Preparation of) Retirement

6 Ways Retirement Calculators Can Help You

Thought Leader Series: 4 Money Mistakes That Will Ruin Your Retirement

What is Retirement Life Really Like?

Retirement Planning Advice from Forbes on Best Places to Retire

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