Tag: Retirement

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Home Equity Can Give You Choices for Retirement When the Stock Market Goes Crazy

The stock market may have seen historic gains and ongoing rallies following the recession, but it’s still never a sure thing—especially when it comes to investing for retirement. Stocks can be up one day and down the next. The problem isn’t that dips, dives and swings existing in financial markets.  The problem for people approaching…

housesharing

Have You Considered Cohousing or Housesharing in Retirement?

Don’t expect baby boomers to rely on traditional options when it comes to retirement. Individuals and couples are feeling freer than ever to design their retirement to meet their desires and dreams. They want retirement choices to empower them to do what they most want to do and keep their own priorities front and center.…

Expert Interview with King Kovacs About retirement funding

“An individual should start to build their retirement nest egg by saving money immediately!” says King Kovacs. Mr. Kovacs of Mutual Interest Data Service, Ltd. follows this up by offering practical advice to help you get started on retirement funding today. Here, he discusses what mutual funds need to offer, what millennials need to know…

Retirement

Thought Leader Series: 5 Reasons the Southwest Is a Great Place to Retire

Work is part of life, and many people spend the majority of theirs either working or commuting to and from their workplace. The typical sequence of event is: support a family, become a homeowner, and, eventually, retire. On average, people retire between the ages of 55 and 65 – and we currently have an average…

Retirement

Expert Interview with Kathleen Peddicord About Living and Investing Overseas During Retirement

One of the biggest financial concerns Americans have today is whether they’ll be able to afford retirement. According to a 2014 Gallup poll, 59 percent of Americans rate having enough money for retirement as their top financial worry. Fortunately, there are options for those who fret about budgets. Retiring overseas can mean a better living…

Retirement

Expert Interview with Terence M. O’Malley About financial principles of living in a retirement care community

As we prepare for life after retirement, we want to prepare for every contingency. This includes long-term healthcare, fixed rates, and a number of other factors to eliminate as many variables as possible in order to make sure you and your loved ones are well taken care of. Terence O’Malley is an expert on a…

House Prices at All Time High: Can You Afford Retirement Now?

According to the National Association of Realtors (NAR), the national median sales price for existing homes is currently at an all time high and sales have risen at their highest pace in over eight years. Lawrence Yun, NAR chief economist, is quoted in a press release saying, “Buyers have come back in force, leading to…

Baby Boomers: Times They Are a Changing… Again! Are You Ready for the New Retirement Reality?

The times… they are a changin…. again…. And changing is what we are doing.  In fact, 16% of workers say the age at which they expect to retire has changed in the past year, according to the 25th annual Retirement Confidence Survey, conducted by the Employee Benefit Research Institute (EBRI) and Greenwald & Associates. Of…

Wealth enhancement for retirees

Expert Interview with Jon Castle from Paragon Wealth Strategies LLC On Wealth Enhancement for New Retirees

In today’s uncertain economic climate, many new retirees are worried about outliving their pensions and retirement plans. In fact, 46% of investors in the United States are worried of running out of money in retirement, according to a Wells Fargo/Gallup survey from 2014. In light of an uncertain Social Security system, changing industries, and roller…

Retirement plan

Should an Annuity be in Your Retirement Plan?

Many people decide to include annuities as part of their retirement portfolio. These investments can often be a great way to complement other retirement income, such as pension plans and Social Security payments. But is an annuity right for you? It’s important to understand the advantages and disadvantages before investing.     Advantages of Annuities…

Retirement

What a Financial Advisor Can Do For You and Your Retirement

Whether you’re new to planning or have a few years under your belt, a retirement advisor can help you meet your unique goals. A financial advisor and retirement advisor are the same in many ways. But there’s one significant difference. Where a financial advisor is concerned with your finances and goals generally, a retirement planner…

Retirement

Expert Interview with Theresa Fette About Retirement Savings and Self Directed IRAs

For better or worse (or a little bit of both), the economic climate has irrevocably shifted in the last 15 years, and it’s not likely to stop anytime soon. The average employee tenure for a position is 4.6 years, according to The Bureau of Labor Statistics’s January 2014 report, instead of working for the same…

How to Get the Veteran’s Administration (VA) Aid and Attendance Pension Benefit

After struggling to help her mother–the wife of a World War II veteran–receive benefits from the Veterans Administration (VA), Debbie Burak founded VeteranAid.org to ensure that other families of veterans wouldn’t have to go through the same ordeal. The site is devoted to informing veterans and their families about the little-known Aid and Attendance Pension…

Volunteer opportunities

Expert Interview with Sven Mauleon About volunteer opportunities overseas for retirees

Retirement needn’t mean the end – it can also mean the beginning of something new. Volunteering is a wonderful opportunity to try out things you never had a chance to while working in your first career while helping out the needy in the process. Sometimes, it can even lead to a second career. Openmind Projects…