Retirement Savings and Investments News, Information and Guidance

Saving for Retirement: Is Keeping Up with The Joneses a Good Idea?

In much of life, there’s a tendency to compare your lifestyle to others, whether it’s the size of your house, the kind of car you drive, or where you go on vacation. Now, financial firms are asking whether keeping up with the Joneses might actually be a good strategy when it comes to saving for…

Retirement Income Planning: Focus on Income—Not Assets—for Retirement Security

Leading up to retirement, many people focus on building up enough wealth to last throughout their golden years. But the focus should be on something a Nobel Prize winner in economics says is even more important: creating income throughout retirement. Without this attitude, your retirement could be a disaster. “The seeds of an investment crisis…

3 Steps to a Retirement Income Plan: Nobel Prize Winner Helps You Figure Out The Best Options

Figuring out how much income you need during retirement is one of the most important aspects of financial planning according to an article in the Harvard Business Review written by Robert C. Merton, recipient of the 1997 Alfred Nobel Memorial Prize in Economic Sciences and Distinguished Professor of Finance at the MIT Sloan School of…

How Do the Rich Invest Their Money?

It’s a well-known fact that a small percentage of people control the majority of wealth in the United States. But all investors can take cues from high net worth individuals when it comes to investment and money management. Here are four ways to invest like the wealthy and hopefully get richer in the process: 1….

Should You Invest for Retirement Online? Compare Some Options!

More older adults are taking wealth management into their own hands by using online tools instead of a traditional financial advisor. Is online investing a good idea? Today, 49% of investors in their 50s and 40% of those in their 60s indicate they are “self-directed,” meaning they make their own investment decisions. Most of these…

Dying Penniless: American’s #1 Concern

What’s the number one financial concern Americans are worried about? For more than a decade, the answer has been the same: Not having enough money for retirement, according to Gallup’s annual Economy and Personal Finance poll. “Retirement may be a time that many working adults look forward to, but it is paradoxically a source of…

Are Women Better Investors Than Men?

Women Smarter in Investment Decisions The Washington Post, October 11, 2013 Is it time for men to have a nice big slice of humble pie?  A new study by a University of California professor is showing that women make more lucrative investment decisions when it comes to the stock market.  Could this be true?  Or…

Are You $250,000 Short on Retirement Savings? You Are Not Alone!

According to a new study from Ameriprise Financial, there appears to be a significant disconnect between average retirement goals and reality. While the study suggests that Americans have a positive view of retirement – with 78 percent of respondents expecting to be extremely happy, it seems that most Americans have a gap of $250,000 between…

How Much Stock to Put in Stocks?

Back in March 2012, the Wall Street Journal ran a cover story by NewRetirement Advisor Dr. Zvi Bodie, and Dr. Rachelle Taqqu, concerning the dangers of investing in stocks to build wealth for retirement.  The crux of the argument was that while the prevailing Wall Street wisdom is that stocks always outperform bonds over the…

The Risks of Private Stock Offerings

A couple of weeks ago, the New York Times posted an opinion piece concerning the risks that investors face, now that advertisements for private stock offerings are once again legal.  In brief, federal securities law has been changed to enable venture capitalists, hedge funds, and start-ups of any sort to raise money more easily by…