Retirement Planning

Your retirement plan is a roadmap to your future, but like all plans, it is likely to evolve and change over time.

The economy will not behave exactly as you have anticipated and your own life and goals will also change over time.

And, the best retirement planning goes way beyond your savings and investments. Numerous other factors like Social Security, when you stop work, your longevity, home equity, debt, taxes, income sources, inflation, spending, healthcare costs, lifestyle choices, and more may actually represent greater value or be more important than your savings with regards to your overall financial wellness.

Read More

Explore content

financial prospects

78% of People Aren’t Ready for Retirement: The Good News? Everyone Can Improve Their Financial Prospects

Worried you aren’t ready for retirement? You aren’t alone and the fixes aren’t too painful. Improve your financial prospects.

May 26, 2022
spend safely in retirement

Want Reliable Retirement Income? Use the Spend Safely in Retirement Strategy

Spend safely in retirement? It sounds promising. Discover how to implement this retirement income strategy developed at Stanford. Read more…

May 26, 2022
financial decision making

13 Ways to Improve Your Financial Decision Making

Making the right decision is important. Financial decision making is especially critical. Here are 13 tips for a wealthier future.

May 19, 2022
financial mapping

Financial Mapping: A Retirement Plan Is Like a Navigation System for Your Money and Time

Financial mapping, creating a roadmap for your money can help you with better financial habits, decisions and outcomes. It’s GPS for your finances.

May 12, 2022

Planning Retirement in an Uncertain Economy: How Much Should You Adjust Your Plans?

It is a worrisome time to be planning retirement. Explore 9 ways to adjust your plans for an uncertain economy.

May 5, 2022
financial planning myths

18 Big Financial Planning Misconceptions

There is a lot of confusion about financial planning. Here are 18 of the biggest misconceptions.

May 5, 2022
consumption smoothing

What is Consumption Smoothing? And, Why Is It Important to Your Lifelong Happiness?

While most people do short term consumption smoothing, you really need it for your future financial security.

April 28, 2022
spending retirement nest egg

9 Ways to Overcome the Terror of Spending Your Retirement Savings

Terror about retirement spending is not uncommon. In fact, most people are worried about spending their nest egg and running out of money. After all, you have been conditioned for decades to earn, not spend. You were probably a teenager when you opened your first paycheck and officially started the cycle of earning and spending…

April 28, 2022

Podcast: Jeff Rose — Good Financial Cents

Steve and Jeff discuss why financial control & independence is important and how to plan, save & invest your way there

April 21, 2022
retirement numbers

16 Retirement Numbers You Need to Know for a Secure Future

How to make sense of retirement planning? Here is your guide to the 16 retirement numbers that are most important for a secure future.

April 20, 2022
best retirement investments

The Best Retirement Investments to Achieve Your Financial Goals

The best retirement investments depend entirely on you and your goals. Here are 15 great opportunities for you to consider. Read now!

April 13, 2022

What’s New? Recent Enhancements to the NewRetirement Planner

From being able to model a change to your future rates of return to new classes, check out the exciting enhancements we have added this quarter.

April 3, 2022
behavioral finance

Behavioral Finance: 16 Easy Ways to Outsmart Your Brain for More Wealth and a Better Retirement

Behavioral finance can show you how to be happier, wealthier and achieve a better retirement. Explore 16 rules of thumb for a better future.

March 31, 2022
Live Your Best Life

How to Live Your Best Life: The Overlooked Habits of Happy Aging 

You know diet and exercise can help you live your best life. Have you also developed the social, emotional and financial habits you need to thrive?

March 31, 2022
average retirement age

Average Retirement Age: Early Retirement is Alive and Well

The average retirement age is… Find out and discover how to determine when you can securely retire… Age 50? 62? 75?

March 17, 2022
cut costs for retirement

23 Ways to Cut Costs for Retirement

Reducing expenses is a good way to deal with inflation. Here are 23 tips to make it a little easier to cut costs.

March 10, 2022

How to Improve Your Financial Well-Being, Even in Times of Uncertainty

Uncertainty. Fear. Confusion. Your worries might seem unmanageable, but there’s a lot you can do to improve financial well being right now. Get started!

March 10, 2022

Podcast: Cullen Roche — Inflation Risks & Investing for Retirement

Steve and Cullen, founder of Orcam Financial Group and Discipline Funds, discuss inflations risk and investing for retirement

February 24, 2022
average retirement income 2022

Average Retirement Income 2022: How Do You Compare?

Average retirement income 2022 – find out how your income compares to averages and get tips for boosting your income. Read now!

February 24, 2022
no regret retirement

The No Regret Retirement: Make Sure You Are Happy with the Big Decision

You don’t want to and can’t afford to get retirement wrong. Here are tips to make sure you are ready, willing and able to have a retirement without regrets.

February 17, 2022

3 Mental Blocks Preventing Your Secure Retirement

You need a retirement plan even if you don’t want one. Here are 3 tips for overcoming the mental blocks to achieving a secure financial future!

February 10, 2022

Can You Do Better than Average on this Quiz of Your Retirement Financial Literacy?

The average that people got right was a mere 30 percent. How will you score on this quiz of retirement financial literacy? Find out now!

February 2, 2022
Managing Money in Retirement

10 Great Tips for Managing Money in Retirement

In some ways managing money in retirement will be easier and in other ways it will be harder. Here are 10 tips for getting it right.

February 2, 2022
retirement scenarios

15 Scenarios to Try with a Comprehensive Retirement Calculator!

There is so much more to retirement planning than having enough savings. And, you have more options than you think when it comes to having a secure retirement. A comprehensive retirement calculator will enable you to try different retirement scenarios – exploring infinite possibilities between working, saving, investing, spending, leaving something behind and more. There…

January 27, 2022

NewRetirement Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.