Retirement Planning Archives | Page 5 of 7

April 28, 2015byKathleen Coxwell

Many people approaching retirement are left to decide if they should sell their home or stay put. This decision is an important one as housing often makes up about 30% of retirement expenses. For some people, selling the house is a necessary way to help fund their lifestyle in retirement. For others, keeping the home…

April 27, 2015byKathleen Coxwell

Sixty-four percent of retirees are likely to move at least once — looking for the best places to retire. The top motivating factors might surprise you, as revealed in a new retirement study by Merrill Lynch conducted in partnership with Age Wave. Where are the best places to retire? What are retirees looking to find…

April 24, 2015byKathleen Coxwell

The U.S. is in the midst of a growing retirement crisis, and it’s only getting worse as an increasing number of Americans are less prepared to live on their savings than ever. According to “The Reality of the Retirement Crisis,” a report released this year by the Center for American Progress (CAP), more than 50…

April 21, 2015byMedia Shower

Joshua Rodriguez, partner at CNA Finance, says the most common question he gets about retirement is, “When is the best time to start investing?” “The best answer I can give to that is the first day you get an allowance from your parents; so, if you haven’t started already…you’re a bit late!” he says. On…

April 21, 2015byKathleen Coxwell

If the thought of retirement has you furrowing your brows in anguish, you’re not alone. The possibilities of high medical bills, running out of savings and not being to afford daily expenses are Americans’ top three concerns around retirement, a recent Bankrate.com survey reveals. Other factors like the viability of Social Security weigh heavily on…

April 13, 2015byMedia Shower

Deborah McLean of Maine Senior Guide understands that retirement planning can be difficult. With the Maine Senior Guide, retirees have the option of examining multiple options pertaining to retirement benefits, healthcare, senior communities, and a host of other issues relating to one’s retirement years. In this interview, McLean discusses the benefits of the Maine Senior…

April 3, 2015byKathleen Coxwell

Volunteering after retirement can be a win-win situation. It gives you a chance to do good work that you’re passionate about and that you might not have had time to do when working at your career. It can also open doorways to a second career, either full or part time, while helping people, all at…

April 3, 2015byKathleen Coxwell

Retirement for Baby Boomers and subsequent generations will look much different than it did for our parents and grandparents. Due to lifestyle changes and advances in medicine, Baby Boomers have a much longer life expectancy than previous generations. In fact, it’s increased more than six years since 1980, says Marc Des Rosiers, fellow of the…

March 16, 2015byKathleen Coxwell

How to plan for retirement? It is a question a lot of people ask, but not as many answer. Planning for retirement isn’t easy — and if you’re like most people, you’re probably putting it off. A recent survey by Wells Fargo found that only 69 percent of middle class respondents aged 40-59 (the prime…

February 27, 2015byKathleen Coxwell

As you approach retirement, you have a lot on your mind. Deciding how and where you would like to spend your retirement years and making sure that you have the funds to do so are probably at the top of your list. Chances are that you are not thinking much about your credit score, but…

February 25, 2015byKathleen Coxwell

Being retired doesn’t mean that you have to stop working. Many retirees enjoy part-time work both for the boost in income and for staying active in the world. Not every job is right for every person. There are some that might not suit your style, but others could be exactly what you’re looking for. Here…

February 23, 2015byKathleen Coxwell

It’s relatively common knowledge that women tend to have a longer life expectancy than men. But the common knowledge is also backed up with data. According to the Social Security Administration, a man who is 65 years old today can expect to live to 84.3 years. But a woman who is 65 can expect to…

February 10, 2015byKathleen Coxwell

It seems that time goes by faster as the years march ahead. For people who haven’t yet started saving for retirement, or who haven’t stayed committed to saving, the future can arrive even faster and a bit more unsteady. But fortunately, it’s almost never too late to get on the right track. At LearnVest, retiree…

January 22, 2015byKathleen Coxwell

Once you turn 70, car insurance is a whole new and potentially expensive ballgame. This could be the most wonderful time of your life, at least if you’re prepared for what’s up ahead in the road. But if you prefer to drive without a map, there might be some expensive surprises on your journey through…

January 20, 2015byMedia Shower

We asked financial advisor Ryan Monette about the biggest mistakes Americans make when saving for their retirement. His advice was to listen to whoever said to save eight percent to 10 percent of your wages right away. Although he was joking, saving something is better than saving nothing (of course). But Monette doesn’t believe in…

January 16, 2015byKathleen Coxwell

The closer you get to retirement, the more you’ll wonder whether you’re really prepared for it. But the National Retirement Research Index (NRRI) does more than wonder. It determines how many households are considered “at risk” of lacking the finances to keep their current lifestyle once they retire. When you’re younger, it’s easy to think…

January 7, 2015byKathleen Coxwell

All things considered, the average woman has a longer retirement than the average man. It’s fairly well documented that women tend to live longer. Couple that with the trend of women leaving the workforce at a younger age, and you’ve got more retirement income years to think about than you might have realized. A longer…

January 5, 2015byMedia Shower

Old or young, it’s never too late or too early to prepare for the future, or just to practice healthy financial habits – to have more while spending less. Deacon Hayes and his wife were drowning in debt. They set out to learn how successful people handled their money and discovered they were doing it…

January 5, 2015byKathleen Coxwell

Anyone with a multi employer pension is at risk of cut benefits. You’ve probably seen it in the movies. A worker reaches retirement and the company presents him or her with a gold watch and a nice, comfortable pension. That kind of security makes devoting years of your work life to a single company or…

January 4, 2015byKathleen Coxwell

What could be better than income you can depend on throughout your retirement? That’s why annuities were born, and why so many people have chosen to invest their money in these low-risk insurance products. But a funny thing happened on the way to the bank a few years ago. A zero interest rate policy (ZIRP)…

December 15, 2014byKathleen Coxwell

If you contribute regularly to a 401(k) plan, you’ve already begun to take control over your retirement. Each contribution adds up. And with interest, you could increase your retirement income substantially by the time you’re ready to use it. But because few things in life are free, 401(k) fees could take a bigger bite out…

December 4, 2014byKathleen Coxwell

Ringing out the old and ringing in the new includes new changes to retirement benefits and plans. Nothing stays the same forever. And although some guidelines won’t vary much, if at all, changes in other areas of your retirement plans could be dramatic. Here’s what you can expect in 2015, from Social Security to a…

November 27, 2014byMedia Shower

We’re going to hazard a guess that talking to your partner about finances and retirement ranks somewhere up there with conversations about disciplining your belligerent 2-year-old and whether your mother-in-law should stay with you for the summer. But conversations about money are some of the most important discussions you can have with your significant other…

November 19, 2014byKathleen Coxwell

A retirement calculator is a wonderful thing. It can help you forecast what you’ll need to live a comfortable life after your retire. And that allows you to make adjustments early to be sure all of your needs are met. One thing that a calculator can’t do is predict the future. And the future of…

Tag: Retirement Planning

Downsizing Your Home for Retirement: To Sell or Not Sell?

The Best Places to Retire: 4 Reasons Older Americans Are On The Move

The Retirement Crisis is Real: More than 50% of Americans Do Not Have Enough for Retirement

Expert Interview with Joshua Rodriguez About Retirement Investing in Today’s Economy

The Top 3 Real Retirement Money Worries and Common Fears that Should Not Concern You at All

Expert Interview with Deborah McLean About Retirement Planning in Maine

Expert Interview with Lacey Worel About Volunteering During Retirement

Expert Interview with Marc Des Rosiers About Retirement Software

How to Plan Retirement When You Don’t Really Have a Plan

5 Reasons You Want Good Credit as You Head Into Retirement

5 Part-Time Jobs That Might Keep You Happy in Retirement

Why Retirement Planning is Different for Women

Saving in the Nick of Time: A True Story of Starting Late and Successfully Saving for Retirement

Retirement Solutions: What Can Be Done about Soaring Car Insurance Rates?

Expert Interview with Ryan Monette on Prioritizing Retirement Savings

National Retirement Risk Index Prompts Standard of Living Concerns

6 Retirement Planning Tips for Women

Expert Interview with Deacon Hayes of Well Kept Wallet About Personal Finances

Retirement Planning: Congress Allows Some Pension Benefits to Be Cut — Even Benefits for People Already Retired

How the Federal Reserve Has More People Looking at Buying Annuities

Retirement Savings and Investments: Understanding 401K Fees

6 Changes Coming to Retirement Benefits in 2015

Expert Interview with Elle Martinez on Personal Finance for Couples for NewRetirement.com

5 Concerns to Remember When Using a Retirement Calculator

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